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Welcome!

This tool will guide you through calculating a profitable price for your service. We'll break down your costs step-by-step.

First, tell us a little about yourself and the service you're pricing.

Your name and business name The name that will appear in the exported spreadsheet summary. Your Email This will be included in your spreadsheet export. Name of the Service What is the specific service you are pricing? Examples: Haircut, Lawn Mowing, Basic Website Package

How Much of Your Business Is This Service?

Why are we asking this?

If you offer more than one service or product, this helps us work out how much of your shared business and home costs belong to this service.

Just estimate. For example, if you think this service will make up about half your sales, enter 50%.

How much of your total business do you expect this service to make up?

100%

If you offer more than one service or product, tell us roughly what share of your business this service will represent. Just estimate. If this is your only service or product, leave this at 100%.

How Often Do You Perform This Service?

Why is this important?

Your service frequency helps us spread your monthly business costs (like rent or software) accurately across each job.

Just estimate. You can enter a daily or monthly average. We assume a 5-day work week (22 days a month).

Services Per Day (Average) On a typical workday, how many times do you perform this service?

Services Per Month (Average) In a typical month, how many times do you perform this service?

Your Time Investment Per Job

Hourly wage

Minimum $23.95/hr

This is the rate for your own time. As a guide, the current NZ living wage is $27.80 per hour. The slider starts at the current NZ minimum wage of $23.95 per hour and only moves up from there.

How much time (in hours) does one job take?

Performing the Service The actual time spent actively delivering the service to the client.

Travel (To & From) Total round-trip travel time for this specific job. If you work from a single location, enter 0.

Setup / Preparation Time spent preparing for the job (e.g., packing equipment, client briefing).

Cleanup / Wrap-up Time spent after the job is done (e.g., cleaning up, packing, final client chat).

Quick Tip: 5 mins ~= 0.08 hrs, 10 mins ~= 0.17 hrs, 15 mins = 0.25 hrs, 30 mins = 0.5 hrs, 45 mins = 0.75 hrs, 60 mins = 1 hr.

Your Time Cost For This Job: $0.00

Job-Specific Materials & Supplies

What gets "used up" for each job?

List any items that are consumed each time you perform this service. For example: cleaning fluids, disposable parts, or project-specific software licenses.

Total Material Cost Per Job: $0.00

Home Costs

Pick the one that fits you.

We will only show the home-cost questions that matter for your situation.

Which one applies to you?

Rent I rent my home. Own with mortgage I own my home and still have a mortgage. Own without mortgage I own my home outright. Skip this I do not want to claim any home costs.

Home Costs

Start with a simple estimate.

The same business-use percentage will be applied across each relevant home-cost item in the path you selected.

How much of your home do you use for this service business?

0%

Examples: storage, office use, admin work, client prep, or any other genuine business use of your home. You can estimate. If you are unsure, enter 5%. A Generator coach can help you tidy this up later.

Add the home costs that fit you.

Your chosen business-use percentage will automatically apply to the relevant home costs shown below.

Rent

Rent amount Enter your full rent before the business-use percentage is applied.

Rent frequency Choose how often you pay it.

Rent you can claim per month: $0.00

Rent cost per service: $0.00

Power

Power amount Enter your full power bill before the business-use percentage is applied.

Power frequency If you are unsure, a recent Powerswitch NZ average is about $195/month, or about $45/week. Estimate only. Source

Power you can claim per month: $0.00

Power cost per service: $0.00

Internet

Internet amount Enter your full internet bill before the business-use percentage is applied.

Internet frequency If you are unsure, MoneyHub’s March 2026 comparison puts common home broadband plans at about $92/month, or about $21/week. Estimate only. Source

Internet you can claim per month: $0.00

Internet cost per service: $0.00

Phone bill

Phone bill amount Enter your full phone bill before the business-use percentage is applied.

Phone bill frequency If you are unsure, MoneyHub’s March 2026 mobile comparison averages about $28/month, or about $6.50/week. Estimate only. Source

Phone you can claim per month: $0.00

Phone bill cost per service: $0.00

Mortgage interest only

Mortgage interest amount Use the interest part only, not the full mortgage payment.

Mortgage interest frequency If you are unsure, the Reserve Bank’s January 2026 average mortgage yield was about 4.97% a year. A rough starting guess is about 5% of your current mortgage balance per year. Estimate only. Source

Mortgage interest you can claim per month: $0.00

Mortgage interest cost per service: $0.00

Rates

Council rates amount Enter your full yearly rates bill before the business-use percentage is applied.

Council rates frequency If you are unsure, LGNZ said the average NZ household rates bill in 2025 was just under $4,000 a year. Estimate only. Source

Rates you can claim per month: $0.00

Rates cost per service: $0.00

Home insurance

Home insurance amount Enter your full home insurance cost before the business-use percentage is applied.

Home insurance frequency If you are unsure, Quashed reported a national average house insurance cost of about $2,815/year, or about $235/month, published February 2026. Estimate only. Source

Insurance you can claim per month: $0.00

Home insurance cost per service: $0.00

Home costs you can claim per month: $0.00

Home costs per service: $0.00

Business Car Use

Use a typical week, not a perfect one.

If you use a car for business, estimate what a normal week looks like. Include client visits, deliveries, supplier runs, post office trips, and travelling between jobs.

If you are unsure, start with a reasonable estimate now and refine it later. Keep adequate records if you need to support a claim.

Do you use a car for business?

Yes I use a car for business driving and want to estimate the IRD kilometre-rate claim. No I do not use a car for business, so this section can be skipped.

Vehicle type

Petrol Tier 1 $1.17/km, Tier 2 $0.37/km Diesel Tier 1 $1.26/km, Tier 2 $0.35/km Petrol Hybrid Tier 1 $0.86/km, Tier 2 $0.21/km Electric Tier 1 $1.08/km, Tier 2 $0.19/km

IRD kilometre rates use Tier 1 for the first 14,000 km per year and Tier 2 above that.

Estimate your weekly business kms

Quick Estimate Enter your best estimate of business km for a typical week. Guided Help Use two simple questions to estimate your weekly business driving.

Expected business kilometres per week Think about a normal week. This includes any driving you do to provide your service, like visiting clients, travelling to jobs, deliveries, or picking up supplies.

Think about a normal week. This includes any driving you do to provide your service, like visiting clients, travelling to jobs, deliveries, or picking up supplies.

Business trips / visits / deliveries per week Count any trips you make to provide your service, like visiting clients, travelling to jobs, deliveries, or picking up supplies.

Average round-trip distance This means the full there-and-back journey. If you are unsure, just estimate a normal round trip.

Guided Weekly Business Km: 0.0

Estimated Weekly Business Km: 0.0

Estimated Annual Business Km: 0

IRD Business Vehicle Claim Per Week: $0.00

IRD Business Vehicle Claim Per Year: $0.00

Business Fixed Expenses

What fixed expenses do you have?

Enter recurring or one-off expenses and select how often you pay them. We'll spread the monthly equivalent across your services.

Examples: Insurance, marketing, accounting software, phone bill, workshop rent.

Fixed Expenses Per Job: $0.00

General Business Tasks / Jobs

What about non-job-specific work?

This is for time spent on general business activities not tied to a single project. For example, if you spend 8 hours a month on social media marketing, or 15 minutes on daily cleanup, enter that here.

Business Tasks / Jobs Cost Per Job: $0.00

Set Your Price

TOTAL COST TO DELIVER ONE SERVICE: $0.00

How many customers are you serving at once?

If you're serving one person or client, keep this at 1. For a group class or workshop, enter the number of attendees.

Customers Per Service Session How many individual customers are you serving in a single session of this service?

Cost Per Customer: $0.00

How much will you charge each customer? This is the final price a single customer pays for the service.

PROFIT PER CUSTOMER: $0.00

Total Profit For This Session: $0.00

1 Month Profit: $0.00

6 Month Profit: $0.00

12 Month Profit: $0.00

Your Pricing Summary

All done! Review your numbers below.

You can now download an editable spreadsheet with your numbers and formulas.

Service Pricing Summary

Powered by the Smart Service Pricer

Business: N/A

Email: N/A

Service: N/A

Generated: N/A

Cost Breakdown (Per Service)

Direct Job Work: $0.00

Materials & Supplies: $0.00

Fixed Expenses (Including Home and Vehicle Claims): $0.00

General Business Tasks / Jobs: $0.00

TOTAL COST PER SERVICE: $0.00

Pricing & Profit (Per Customer)

Customers Per Session: 1

Cost Per Customer: $0.00

Your Price Per Customer: $0.00

PROFIT PER CUSTOMER: $0.00

TOTAL SESSION PROFIT: $0.00

Projected Profit

1 Month Profit: $0.00

6 Month Profit: $0.00

12 Month Profit: $0.00